B2B platform for financial institutions

Launch remote onboarding of legal entities in your institution

A ready-made solution for remote account opening for legal entities: integration with Diia, USR and external registers, automatic data verification, AML/KYC and online document signing.

5–15 min

onboarding time

100%

remote process

0

paper documents

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Traditional process vs. automated onboarding

Compare how account opening for business clients changes after implementing the digital scenario.

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Traditional process

1–3

business days

  • Manual processing of applications by a manager
  • Paper documents and questionnaires
  • Manager involvement at each stage
  • Re-entry of data into internal systems
  • Long verification and approval cycle
  • Lower conversion of the digital channel
Recommended
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Automated onboarding

5–15

minutes

  • Data is automatically obtained from registers
  • Minimum manual data entry
  • Automatic AML/KYC verification
  • Online signing via Diia.Signature
  • Transfer of confirmed data to banking systems
  • Higher conversion of the remote channel
Value for financial institution

What you get

The platform reduces operational workload and improves the quality of digital service to business clients

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Reduction of operating costs
Less manual work for managers and back office thanks to automation of data collection and verification.
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Faster launch of digital channel
A ready-made scenario for remote account opening for legal entities without development from scratch.
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Higher application conversion
The client is onboarded without visiting a financial institution and unnecessary paper steps.
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Automatic data verification
Company and manager data are obtained directly from registers – no need for manual entry.
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AML/KYC compliance
Checks in accordance with the internal rules and financial monitoring requirements of the financial institution.
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Flexible integration
Ability to connect different data providers and banking systems for specific requirements.
Process architecture

How the solution works

From client authorization to the transfer of confirmed data to the financial institution's system

Step 1

The client is Identified

Authorization via Diia and identity verification. The system automatically receives customer data and related business entities – without manual entry.

  • Authorization via Diia.Auth
  • Obtaining data about a legal entity
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Client authorization with Diia
Steps 2–3

The system receives and verifies data

USR, data providers, manager, financial information. The platform performs AML/KYC checks, bank risk rules and checks compliance with internal requirements.

  • Data collection from the Unified State Register, YouControl, VKURSI, UBKI
  • Automatic AML/KYC check and risk scoring
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Selecting and verifying legal entity data – client scenario
Steps 4–5

Signing and data transfer

The client confirms the application and signs the documents via Diia.Signature or KEP. Confirmed data is automatically transferred to the banking systems – client creation, account opening, product connection.

  • Online signing via Dii.Signature or e-signature
  • Data transfer to ABS – account activated
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Result of client scenario – signing and opening an account
Process architecture

What does the financial institution do, and what does our team do

We take on the technical implementation. You determine the business logic and requirements.

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What do you provide
  • Access and contracts (Diia, registries)
  • Business requirements and process rules
  • AML/KYC rules and limits
  • Product and tariff description
  • Participation in testing and UAT
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What do we undertake
  • Client scenario design
  • Integration with registries and Diia
  • Checks and process setup
  • Frontend / in-app UX client flow
  • Technical launch support
  • Higher conversion of remote channel

Typical launch: 3 monthsto Go Live

The first demo scenario can be prepared much faster

Ecosystem

DataSources and Integrations

The platform is built on a microservice architecture and allows connection multiple data providers for the same type of verification.

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Diia
Authorization and digital signature
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USR
Company registration data
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YouControl
Risk and property analysis
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VKURSI
Financial reporting and activity type
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UBKI
Credit check of the entity
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ABS
Banking accounting system
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AML/KYC
Internal bank systems

Flexible architecture adapts to the requirements of the financial institution

The bank can use its own providers or connect new ones. The platform is not tied to a specific data provider.

Security and compliance

Security, audit and compliance with the requirements of the financial institution

The platform meets regulatory requirements and takes into account the specifics of the internal procedures of each financial institution.

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Secure data exchange
Data transfer between the client, the platform and the financial institution occurs via secure channels with TLS 1.3 encryption.
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AML/KYC scenarios
Support for verification rules in accordance with the internal procedures of the financial institution. Flexible configuration of risk rules.
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Action audit
Capturing key actions of the client and employees within the process for compliance purposes.
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Flexible approval rules
Automatic decision or transfer of the application for manual consideration in accordance with the rules of the financial institution.
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Demo scenario ready for demonstration

Ready to launch remote onboarding for business clients?

We will show you how the solution integrates into your digital channels and what steps are required for launch.

  • We show a demo scenario
  • We discuss integration with your systems
  • We estimate the scope and launch time
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